Telehealth Cost Comparison Calculator
Quick Estimate Tool
Compare costs and value of telehealth services for your specific situation.
This tool shows you which service gives you the best value based on your medical needs, insurance status, and urgency.
Cost Comparison
| Service | Cost | Wait Time | Prescription |
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When you’re feeling off, sick, or just unsure if you need to see a doctor, scrolling through apps like Ask MD feels like a lifeline. But right away, you hit a question: Is Ask MD free? The answer isn’t simple. Some parts are free. Others cost money. And if you don’t know the difference, you could end up surprised by a charge you didn’t expect.
What You Get for Free on Ask MD
Ask MD does offer a free tier, but it’s limited. You can browse general health articles, read symptom checkers, and use basic self-assessment tools without paying a cent. These aren’t medical advice-they’re educational content designed to help you decide if you need to talk to a real doctor.
For example, if you’re wondering whether your headache is a migraine or something more serious, the free symptom checker will ask you a series of questions and give you possible causes. It won’t tell you what medicine to take or if you need an antibiotic. It’ll just say, “Migraine is likely. Consider seeing a doctor if symptoms last over 72 hours.”
This free access is useful for people who want to avoid panic or unnecessary trips to urgent care. But if you’re looking for a real diagnosis, a prescription, or a doctor who’ll actually listen to your concerns, you’ll need to upgrade.
When Ask MD Costs Money
Real consultations with licensed doctors on Ask MD cost money. The standard fee for a video or chat visit is $35. That’s it. No hidden fees, no subscription required. You pay per visit, just like you would for a walk-in clinic.
Here’s what you get for $35:
- A 15-minute video or text chat with a U.S.-licensed physician
- A diagnosis based on your symptoms
- A prescription sent to your local pharmacy (if needed)
- A follow-up note emailed to you
That’s cheaper than most urgent care centers, which charge $100-$200 without insurance. And unlike emergency rooms, you don’t wait hours. Most people connect with a doctor within 10 minutes.
Some users report getting prescriptions for antibiotics, antihistamines, or topical creams within 20 minutes. One mother in Ohio told me she used Ask MD for her 4-year-old’s ear infection on a Sunday night. The doctor confirmed it, sent the script, and by 8 p.m., the pharmacy had it ready.
What’s Not Covered
Even if you pay, Ask MD has limits. You can’t get:
- Controlled substances (like opioids or ADHD meds)
- Long-term mental health therapy
- Lab tests or imaging (X-rays, blood work)
- Specialist referrals (cardiologists, dermatologists)
- Chronic disease management (diabetes, COPD, heart failure)
These aren’t gaps-they’re legal boundaries. Doctors on Ask MD aren’t allowed to prescribe certain drugs remotely, and they can’t replace your primary care provider for ongoing conditions. Think of Ask MD as your quick-fix doctor, not your lifelong health partner.
How It Compares to Other Telehealth Services
Ask MD isn’t the only option. Here’s how it stacks up against other popular telehealth platforms:
| Service | Cost per Visit | Prescriptions? | Wait Time | Insurance Accepted? |
|---|---|---|---|---|
| Ask MD | $35 | Yes | Under 10 minutes | No |
| Teladoc | $75-$120 | Yes | 15-30 minutes | Yes |
| Amwell | $89 | Yes | 10-20 minutes | Yes |
| CareClinic | $29 | Yes | Under 5 minutes | No |
| MDLive | $79 | Yes | 15 minutes | Yes |
Ask MD is one of the cheapest options if you’re paying out-of-pocket. CareClinic is slightly cheaper, but it has fewer doctors available after 8 p.m. Teladoc and Amwell are better if you have insurance-they often cover the full cost. But if you’re uninsured or just need a quick fix, Ask MD gives you the best value.
Who Should Use Ask MD (and Who Shouldn’t)
Ask MD works best for:
- Minor infections (strep throat, urinary tract infections, pink eye)
- Allergies or rashes
- Minor injuries (sprains, burns, insect bites)
- Medication refills for stable conditions (like birth control or blood pressure meds)
- People without a regular doctor
It’s not for:
- Chest pain, shortness of breath, or sudden weakness
- Severe abdominal pain or uncontrolled bleeding
- Diabetes management or insulin adjustments
- Psychiatric emergencies or suicidal thoughts
- Children under 2 years old (most doctors won’t treat infants remotely)
If you’re having a medical emergency, call 911. No app replaces a real ER.
How to Get the Most Out of Ask MD
If you’re going to use Ask MD, make the most of it. Here’s how:
- Have your symptoms written down before you start. Don’t rely on memory.
- Keep a list of current medications and dosages handy.
- Take a photo of any rash, swelling, or injury before the call-it helps the doctor see what you’re describing.
- Ask: “Is this something I need to follow up on with my primary doctor?”
- Save the visit summary. It’s useful if you need to show another doctor later.
One user in Texas said she used Ask MD three times in six months-for a sinus infection, a yeast infection, and a bad sunburn. Each time, she saved $100+ compared to urgent care. She keeps the notes in a folder on her phone. “It’s like having a mini medical record,” she said.
Is Ask MD Worth It?
Yes-if you’re looking for fast, affordable care for minor issues. It’s not a replacement for your regular doctor, but it’s a smart backup. For $35, you get a real doctor, a real diagnosis, and sometimes a prescription-all without leaving your couch.
People who use it regularly say it cuts down on unnecessary ER visits and helps them avoid missing work. One nurse in Florida told me she uses Ask MD for her kids when they get sick on weekends. “I don’t have to rush to a clinic at midnight. I just open the app, answer a few questions, and get help in minutes.”
The real value isn’t the price. It’s the time. And the peace of mind.
Is Ask MD really free?
Ask MD offers free symptom checkers and health articles, but actual doctor consultations cost $35 per visit. There’s no subscription, but you pay each time you talk to a doctor.
Can I get a prescription through Ask MD?
Yes, you can get prescriptions for common conditions like infections, allergies, and rashes. But you won’t get controlled substances like opioids, ADHD meds, or anxiety medications. The prescription is sent electronically to your local pharmacy.
Does Ask MD accept insurance?
No, Ask MD doesn’t accept insurance. You pay directly with a credit card or HSA/FSA card. If you have insurance, services like Teladoc or Amwell might be cheaper because your plan covers them.
How long does it take to talk to a doctor on Ask MD?
Most people connect with a doctor in under 10 minutes. Wait times can be longer during peak hours (evenings and weekends), but rarely more than 15 minutes.
Can I use Ask MD for my child?
Yes, for children over 2 years old. Parents can request consultations for common issues like ear infections, colds, rashes, and mild fevers. Doctors won’t treat infants under 2 remotely due to safety guidelines.
What if I need a follow-up?
You can book another visit for $35. Some conditions, like strep throat or UTIs, need a follow-up if symptoms don’t improve in 48-72 hours. The doctor will usually tell you when to return.
Is Ask MD safe and private?
Yes. Ask MD follows HIPAA regulations. All visits are encrypted, and your health records are stored securely. Doctors are licensed in the U.S. and must meet strict credentialing standards.
What to Do Next
If you’re considering Ask MD, try the free tools first. Use the symptom checker to see if your issue is something that can be handled remotely. If it looks like a good fit, book a visit. Keep your phone charged, your internet stable, and your list of symptoms ready.
For ongoing health issues, still see your regular doctor. But for everything else-colds, rashes, minor injuries, medication refills-Ask MD is a fast, affordable, and reliable option. It doesn’t replace your primary care provider. But it sure makes life easier when you’re stuck at home with a sick kid or a sudden fever on a Sunday night.